Credit Analyst in England, United Kingdom

at Banco Santander

Banking / Financial Services
Minimum Qualification
Bachelor's Degree
Required Experience
Entry Level
Employment Type
Full Time
Male or Female
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Job Description

As Credit Risk Analyst your main responsibilities will involve:

  • Creating risk models for corporate and retail banking business units
  • Validating existing models
  • Challenging proposals and decisions that conflict with sound, value based credit portfolio management
  • Building working relationships with peers in other departments and learn about their objectives and processes


  • You'll need to be comfortable with numbers so a 2:1 degree or equivalent in a numerate discipline (Maths, Statistics, Sciences, Engineering, Economics) is essential.
  • General awareness of credit industry products and markets
  • An understanding of the functions of Consumer Lending and Retail Credit Risk and Collections in a banking context
  • Comfortable with delivering complex analysis
  • In addition you are required to possess exceptional numerical reasoning skills with a passion for business analysis.
  •  You need to have strong communication, relationship and influencing skills with the ability to explain the results of complex analysis to a non-technical audience and have the confidence to bring change in areas out of your control.
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