Reporting Line: Living Benefits Super
Principal Duties and Responsibilities
Identifies customer financial needs
Sell various types of policies to individuals
Provides advice to the customer in a wealth creation environment
Manages all client queries in a professional manner
Seek to offer prospective clients access to sound financial planning backed by ARM Life.
Provide select financial solutions derived from indebt analysis of clients' needs
Embed enduring long term relationships with clients, through supporting them in achieving their financial goals based on planning, advice and guidance
Manage information on products, rate changes, rulings, training updates etc.
Ensure constant knowledge update on developments and trends in the Individual Life Industry
Generate lists of prospective clients
Explain features, advantages and disadvantages of various products to promote sale
Ensure fulfilment of all underwriting conditions such as medical examinations and accurate completion of proposal forms
Evolve sales strategies to compete with other agents/companies that sell insurance
Customize insurance products to suit individual customers
Calculate premiums and establish payment methods
Ensure renewal of policies
Competency and Skills Requirements
Excellent Interpersonal Skills
High energy levels
Self-driven & dynamic personality
Ability to handle stress
Initiative and Confident
Basic Knowledge of Insurance Products and the regulatory frameworks.
Excellent Communication and Presentation Skills
Must be professional, objective and customer centric
Negotiation / Problem-solving
Good Administrative Skills
A good First degree in the Social Sciences or Human Resources
Under a performance driven environment, successful Living Benefits Advisors would be paid an allowance package and commission on the various product boutique. The environment would provide a platform for a stimulating and challenging career with excellent growth prospects for individuals.