To undertake risk assessment and perform or lead, where directed, internal audit engagements of Small & Medium Enterprises (SME) business within Consumer Banking. Support the Head of Audit, SME to ensure that appropriate and timely assurances are provided to the GIA MANCO, Board Audit Committee and CB Senior Management as to the state of the control environment and highlight forward looking indicators of potential risks within SME and CB as a whole.
•Implement the audit plan by leading, execution and reporting of risk-based internal audits to deliver agreed assurance objectives to established standards, timelines and audit methodology.
•Actively track and escalate, where appropriate, significant issues and audit findings that remain unresolved.
•To help develop and maintain a robust risk assessment process for documenting and communicating the results of assessment, the consolidated audit plan / strategy for the assigned portfolios / business functions.
•Support the implementation of contact / communication strategy with key stakeholders throughout the audit cycle.
•Maintain effective relationships with relevant RHOA and CHOA and provide input/assistance on developing their audit approach as required. Act as the SME expert to provide coaching and assistance to local audit functions if any queries about SME portfolio.
•Adopt an anticipatory approach to risk assessment through dialogue with stakeholders to assist audit planning and provide quality input to relevant CB management on emerging risks.
•Establish and develop effective working relationships with Management of the business units for which the incumbent has risk assessment responsibility.
•Provide non-assurance services to business units where required, through participation on advisory engagements / special projects within the Group.
•Share knowledge, skills and experience with team members to guide and assist in their development.
•Where undertaking the role of Team Leader, provide interim performance feedback to team members.
•Assist the Head of Audit, SME to ensure accurate and timely management reporting being provided to GIA MANCO.
•Experienced internal auditor, risk professional or business practitioner who is a deep subject matter expert in Consumer Banking products, segments and or channels in particular SME. Minimum of 12 years of relevant work experience.
•Accounting / Audit qualification preferred (including e.g. ACA, ACCA, IIA) or Audit of Corporate Banking Credit experience.
•Strong communicator with an ability to influence
•Effective written and presentation skills
•Ability to work with minimal direction
•Ability to foster a participative and cooperative work environment.
•Demonstrates understanding of and commitment to the Groups core values
•Willing to travel and strong communication skills with an ability to influence.
•Ability to collect, objectively analyse and apply information in support of risk assessment, planning and execution of audit engagements.
•Willingness and capacity to acquire new knowledge and keep up to date with developments/ market trends within area of expertise.
•Demonstrate leadership ability and the ability to prioritise and manage work of the audit team to ensure timely delivery of audit commitment.
•Adaptable and demonstrate willingness to work across different functions, culture and locations.