Consumer Loan Officer Full Time
Access Global Associate Limited.

Lagos, Nigeria | HND | 3 - 5 years | Full Time | Male or Female | Banking / Finance / Insurance | Banking / Financial Services

Job Summary

Job Description

  • Using a process called underwriting, loan officers determine whether or not people or businesses qualify for loans. Some loan officers perform manual underwriting, while others rely on specialized software to make the decisions for them.
  • Consumer loan officers work with consumers who want to take out simple loans for cars, tuition, and other items. The underwriting process is normally automated for small loans, but they have to spend a lot of time walking applicants through the application and borrowing process.
  • Commercial loan officers make loans to businesses who need money to buy new equipment, open a new location, or otherwise grow their business. Because each business is so different and many have complex financial systems, underwriting is almost never automated while working with commercial loans.
Job Responsibilites


  • Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
  • Speaking - Talking to others to convey information effectively.
  • Reading Comprehension - Understanding written sentences and paragraphs in work related documents.
  • Judgment and Decision Making - Considering the relative costs and benefits of potential actions to choose the most appropriate one.
  • Critical Thinking - Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
Job Requirements


Minimum: OND, HND/BSC in Accounting, Banking and Finance, Business Adm    etc

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