Retail Banking Officer in United States

at a Confidential Company

Banking / Financial Services
Banking / Finance / Insurance
Minimum Qualification
Bachelor's Degree
Required Experience
3 - 5 years
Employment Type
Full Time
Male or Female

Job Description

Job Summary:

A retail banker has to do the banking functions such as helping customers in opening various kinds of accounts, lending, getting credit or debit cards and other such functions. The job also includes helping consumers create accounts and answer any queries that they might have. In addition, they also take care of internal bank functions.

Duties and Responsibilities:

* Their primary duty is to help the customers to be aware of the kinds of accounts available in the bank by interacting with them.

* He or she has to help them select the most suitable account for their needs and help them with the formalities.

* He or she has to make the customers be aware of all the facilities available to them and make available all information regarding these facilities.

* It will be the duty to document all the transactions and process the paper work regarding loans of the bank properly and update them regularly.

* He or she has to be updated about all the changes in law regarding loan procedures and other related retail banking works.

* It will be also their duty to let the customers know about the new offers and regulations regarding them.

Skills and Specifications:

* The candidate needs to have exceptional communication skills both verbally and written and should be a good communicator.

* He or she should have a thorough and deep understanding about banking and accounting principles and the sector as well.

* He or she should be highly precise about the work regarding maintenance of books and records

* He or she needs to have excellent troubleshooting abilities even in a stressful environment.

* The candidates must have excellent interpersonal skills with mathematical, observational and analytical abilities.

Education and Qualification

* An HND or Bachelors Degree in Finance and Accounting or Business Administration, Stattistics and or any other Management related field.

* At least 3 years experience in a related position.
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